Its okay to have a job, but for those of us who took the courage to strike out, we keep the American dream of entrepreneurship alive.

NonQM "shops" offer a variety of loan types, DSCR being one but they are the lower rates and fees.

Many mortgage shops do NOT allow their loan officers to also be RE agents on the same transaction to much of a conflict of interest. 

Focus on keeping upfront costs down and shop around for lower interest rates or lender credits.

If they think it's too much then tell them they should shop around for somewhere else.

I'm a 77-year old widow on fixed income, an Asian-American with a special need son. 

The most knowledgable people on market rents are the prospective renters who are currently shopping around trying to find the best option for themselves to live.

Hear they drag borrowers along and by the time the borrowers learn their leverage fate it's too late to shop the loan elsewhere.

*Development plans for expanded Hoffman Town Center*Although specific tenants have not been named yet due to the development being in the earlier design and planning stages, the vision as described by Hoffman Co. is a commercial and residential mixed-use development including a new public school, storage center, city agency training, a farmer's market, festival space, beer garden, and "other similar uses approved by the city".Sources:Developer laying groundwork to go bigger in Alexandria’s Eisenhower corridorAlexandria considering big plans for properties next to Eisenhower Avenue Metro stationPotomac Yards Alexandria: The 2$ Billion Sports Arena is not the Biggest Development in the Pipeline for Potomac YardsThe Sports Arena was a recent idea that was part of a bigger plan approved in 2017, that called for a massive shopping center at Potomac Yards and the surrounding area to be redeveloped into 1.9 million square feet of office space, 1.1 million square feet of residential space, 900,000 square feet of retail, 300 room hotel, and 9.3 acres of open space by JPG Smith.

There’s definitely a strategy to applying for business credit to avoid alerting other lenders that you’re shopping for credit.