Ryan Hey RyanBecause of the cost of portfolio loans, we always encourage borrowers to exhaust their conventional options first, all the way to the max of 10 loans per individual and 20 per couple. 

I seem to have exhausted the people I can get get ahold of to ask this question to, and get a helpful answer from, so I figured I'd give it a shot on here.

Looking to exhaust other free or cost effective resources first.

It's exhausting...all the due diligence and everything else, but that's my strength and that's what I love to do.

Is it possible these are the wrong type of vent when someone replaced them at some point in the past where these are exhaust vents and not dryer vents?

While a deal or two might not have been for some, I can attest that there are 50 satisfied investors we work with standing next to every 1 investor that has an opposing point of view.

Here is an exhaustive thread with analysis and opinions last month.

However, if we've exhausted all options or if the client wants to break away from the home entirely, the focus would be to structure a sub2 deal... to be honest, I'm a novice when it comes to sub2 deals.

I think if I do get caught by an interest rate move this will help my portfolio withstand it.  

Unless you are saying that you tried 10 different lenders and tried contacting a broker, then you haven't exhausted all your options.