Switching to a new company is not a light decision, and your insights will be instrumental in helping me make an informed choice.Thank you in advance!

I wanted to create a thread where people can discuss and exchange their ideas on the "create" part.When I think of creating in this context, I think of something that provides royalties, like making music or writing books vise a business that would fall into the earn or invest pillars. 

You can get better returns, with less risk than a single-tenant NNN (everyone thought pharmacies were safe two years ago), just using termed financial instruments (bonds, cd’s, money markets).  

I'm not sure this is the right instrument in your case.

Here is a short summary of the market overview:  Location: Panama City Beach is located on the Gulf of Mexico, offering beautiful beaches and crystal clear water. 2 Investment potential: Property in Panama City Beach can be a good investment, as the area is popular for vacation rentals, commercial development, sports complex, new home developments with great cash flowing opportunities. 3 Amenities: Panama City Beach offers a variety of amenities, including shopping, dining, and entertainment options. 4 Entertainment: Panama City Beach is known for its nightlife, with a variety of bars, clubs, and live music venues. 5 Outdoor activities: Panama City Beach offers a variety of outdoor activities, including swimming, fishing, boating, waterfront restaraunts and water sports. 6 Family-friendly: Panama City Beach offers a variety of family-friendly activities and attractions, such as amusement parks, zoos, and aquariums. 8 Accessible: Panama City Beach is easily accessible by car or air travel, with the Northwest Florida Beaches International Airport located nearby. 9 Proximity to other Cities: Panama City Beach is close to other popular destinations such as Destin and 30A, making it easy to explore the surrounding areas. 10 Affordable: Panama City Beach offer a more affordable option compared to other coastal towns in Florida, making it accessible for first time buyers or retirees.

But for any music fans out there, this brings to mind the band Smashing Pumpkins. 

Is there a better instrument/rate to be had than getting a HELOC for my paid off house?

(c) No noise, music or other sounds, or conduct or attire (or lack of) is permitted at any time in such manner as to disturb or annoy other persons.

It gives them access to more music and movies but they can't order anything as I locked the teenager from the cards.If you can make it work, do it!

This Contract may be executed by electronic means and in any number of counterparts, each of which shall be deemed an original and all of which when taken together shall constitute one instrument. 12.8.