Nor does the mortgage company want to gamble on whether or not the borrower will have sufficient funds to pay when do.  

You could gamble that all your properties will sell within that first 180 days and go ahead an just name your large MF property as your replacement.  

Sometimes its the gamble you have to take.

Appreciation (over a 3-4 year period) is speculation and no different than gambling.  

Thanks Brittany Gamble for your hard work.Cassandra

Competition is high, and consequences of making a mistake seem low.I'd love to see the statistics of how many people move to the Bay Area without having first secured a job, because--although I'm not a gambling man--I'd wager that the majority move there simply assuming that they will find a job.

It's a gamble, but an exciting one.

I didn't discover Bigger Pockets until after I purchased the property and am learning that I took a bigger gamble than I thought I was according to Brandon Turner and many others.

This can be tricky and a gamble. 

I am pretty new to RE and I have so much fuel waiting to be ignited for take off.