One we are planning a garage conversion and need to insulate over the garage and add to the rest of the atic, as we are stretching the capacity of the AC with the extra sqft.Second house had a possum in the attic for a while and between the compressed insulation and the areas of "soiled" insulation that were removed we need to add some.Anyone have a recommendation for someone to handle these two projects?

Donald Latson Unfortunately, I am "capped" with US soil experience lol.

Since grout isn't water proof, the original caulking underneath  is still doing its job, along with the grout which may have fortified it a little .

So to make the floor level and to have some mortar underneath the tiles by the outside wall/sliding doors they have to put almost 2 inches of mortar near the door way areas, and that takes quite a bit of time to put down.

Contingency Clause: Depending on the land and your market, you might want contingency clauses for things like soil testing, survey results, or obtaining certain permits.Hope this helps! 

If you have the vision on how to significantly increase the value of your investment then the ratio's wont matter as much.Besides, if you bought a property at a 12x multiple and extensive repairs and replacements are immediately needed i.e. roof, brick ties are done, pyrite, contaminated soil, underpinning, cracked sewer main etc. this could take your ratio of 12x to easily above 16x depending on what needs to be done.Also, right now in Montreal there are properties selling at 12-14x ratios.

It will strangle other trees nutrient sources from the soil.

But if there is rotten wood underneath, I would want to deal with it now rather than cause more problems down the line.  

You can control the water flow EASILY by using built up sheets UNDERNEATH it to direct the water where you want it to go.

Soil grading and compaction test, depending on type and size of building.9.