I have no belief that the macro RE market is on the verge of collapse.

We don't See it happening in the short term.The needed softening for all this overheated value or belief in such , is what we are beginning to see and embrace to get back to a more balanced marketplace .My beer bet for this being prediction flopping hard ,is pretty safe for the October and the near future .

We will be fine, but we are taking this event as a grave reinforcement of our belief in the importance of reserves.

When you take action to become financially independent, it threatens their self beliefs.

So, you have this incorrect belief of how the market is "supposed" to be working, all you see is the opposite.

You get challenged on all of your assumptions and beliefs, and it's easy to find and create your own path in life from the experience. - You Get A Network Especially if you go into finance or business, another incredible value from going to college is you walk away integrated into a very close-knit network of professionals, who will give you the time of day, over others, simply because you went to the same school.

My personal belief is that you can't go wrong with buy and hold real estate right now.

What can you say...people like to eat, shop and party when they get a few bucks in their pocket and, contrary to popular belief, there is much more to do in Las Vegas than gamble.  

A good percentage of today’s Americans still hold on to the adage belief of accumulating a nest egg when it is better to have a hen that lays all the eggs periodically.But… Here’s what most gurus AREN’T telling you about creating passive cash-flow in your life.

Seems like you already have decided to use a PM; my belief is this will slow down your education process.Good luck where ever you choose to invest.