It was mostly, however, information pertaining to the average income, who the citizens of the town were, their behavior.. etc.  

I've done many deals without using my money, my credit was never an issue in most of my dealings.What can be critical is the perception of others thinking you have good credit, that really is based on your ethical behavior, how you present yourself professionally......again, education is the foundation here.

Yes, sometimes you can jail them for this behavior, but it's a essentially lose-lose situation.I definitely wouldn't give them half the bill, but something small so that you aren't completely antagonistic with them.

The co-signer for students adds a layer or accountability that I have found helps tremendously both for assuring timely rent payments, but also behavior issues. 

Nobody I have spoken to have ever seen this type of behavior from an architect. 

Large dogs confined in small apartments are prone to barking and destructive behavior.

Is it unethical for a buyer to do something that might encourage the sellers agent to break the rules, i.e. was my friend complicit in the bad behavior of that sellers agent who threw away the other offers?

This may seem like a simple revelation, but when you multiply this behavior over numerous materials, decisions, purchases, and ultimately projects and properties.

We offer 4 different payment methods to our tenants: Online ACH via our PM software (no charge) Deposit @ our bank ($3 charge) Credit Card ($5 + cc fees) Mail ($10 charge)Notice we charge a fee for the less desirable options to encourage the behavior we want:)

My take is that my local wholesaling community is bereft of professionalism and (arguably) ethical behavior.