A co-guarantor (co-signer) with provable income and a house with equity that I like could work but, like above, if I've got to become a "rent stalker" to get paid, that's not really solving the problem.

Both have DUIs, and one has a bounced $500 check from 4 years ago.They offer to bring a co-signer and do a double security deposit. 11 month lease which puts property back on May 2014 schedule if things do work out.

Once you have identified potential solutions, then you can examine each to decide which of the solutions will work best for you and work to actuate that solution.Chris, who started this thread is trying to put together a co-op captive finance company for smaller operators in North Carolina.

I will occassionally particiapte in a JV as a co-sponsor.To you last point, I agree that a sponsor should never have to defend their compensation.

If your income must be used to qualify then you will need to be in title and on the note, at that point, your status will also be as a co-borrower, same as a borrower.

(Unless you're a moderate income buyer, then ... well, start looking for a co-signer or look for house-hacking opportunities.)Yeah, I go to the meetups.

Its derived from multiple sources, one of which is a co-registration monthly feed that shows people's information when they register at many of the websites we visit.

@Paolo Ruggieri Does he have a co-borrow with good credit and low DTI?  

Beyond the basic vetting, personally and professionally I require the background, multiple month coverages, high credit score and in many cases just as a contingency plan a co-signer.

Can't get a CO without it.!!