., not a law firm simply cranking out cookie cutter agreements).2) In my State, there is an $800 State filing fee that must be paid every year for each LLC when an In State LLC is utilized, or in nearly every other case, where an Out of State LLC is utilized.3) Very inexpensive Umbrella Insurance will most adequately address all of my realistic liability issues.4) Mandatory ongoing maintenance, record and reporting requirements are avoided for each LLC formed.This does not mean that LLCs are necessarily inappropriate vehicles for some individuals with a scale of operations and scope of liability that makes entity formation an effective and efficient liability limitation tool.

Is that rude or inappropriate?

It is basically a number they pulled out of a hat.You could argue second home but if you weren't using at all then not agood argumentI did not short-term rent the property, but I did lease it to my roommate with shared usage rights.

Based on your suggestion to keep my usage down to the "magic number" of 9%, should I instead use debit on gas/groceries once I've hit 9% of my credit limit for the month?

. -- The Attorney General, on behalf of the Secretary, or other party at whose request a subpoena is issued, under this title, may enforce such subpoena in appropriate proceedings in the United States district court for the district in which the person to whom the subpoena was addressed resides, was served, or transacts business.

Because there are too many people that want homes there for themselves that are willing to buy above numbers that make sense as an investor, as they put more value into their own usage.

That's a problem because a.) it misleads people on how safe the outlet is for plugging in 3 prong devices (3 prong devices are better grounded which can save the device in the case of a short but they have to have a third wire in the wall for ground) and b.) by adding extra outlets to an existing 2 prong that has been inappropriately changed to a 3 prong, the outlet can overheat and cause a fire.We'd need to know more, is it knob & tube, is it aluminum, is the panel 60amp, 100amp, 200amp, are there other panels, what condition is the sheathing around the wire to know where to go from here.

When those two numbers meet, you have your market value.That being said, the usage, location, length of hold, tax write offs, cash flow, appreciation of a property all add to the equation of what a property is worth. 

Talk to a CPA.What is unclear is your usage of "assume".

Will the term "housing provider" be deemed inappropriate in the future and then someone will go back and change everything again?