Do not try anything unusual.  

The existing loan had a pre-pay penalty  the seller did not want to break and pay the large fee.The loan for me to assume had an unusual 15 year amortization.

It's unusual for someone to buy a $2-3mil home without a significant down payment.

@Kevin Dureiko Chris is right about the SEC filing, but keep in mind you can recoup the costs (and any accounting or legal fees) out of the capital raised as long as it's disclosed in your private placementThis sounds unusual that you'd have to register as a RIA because to my knowledge that's not a requirement.

try TD Bank if they are in your area, I think they are more educated and more open to things other banks consider "unusual".   

If you can offer no financing contingency and a quick close, it's not unusual for the bank to take a lower offer.

We will view it as 8 discrete escrows, but there's nothing stopping you on the phone with the seller from discussing/negotiating it as one bulk deal -- ie: he gives up 3% on that one that appraised low, you give up 3% on this other one that appraised at the juiced up contract price.This is going to sound unusual, but considering what a monumental task eight at once would be it might make sense -- if you/seller have the flexibility -- to try doing this in Dec/Jan timeframe.

The property is unusual because it's divided between two different counties. 

I'm not going to stress over a day, they were great to me and have an unusual circumstance.

You really need to figure out a path for that water to go somewhere else.I'm always skeptical when folks say "its an unusual weather event, don't worry about it".