Many (unlicensed) "wholesalers" insist no license is needed, especially in cases where they have brought a likely property to an investor who subsequently purchases the property.

Subsequently he had the City of San Antonio on his *** for the rest of the project.  

The reason for my thread was to point out what one wholesaler (and several subsequent wholesalers) did wrong so that others would do it right.

@Chris Martin  Rialto ( lennar hedge fund) got 5 billion of tarp money and started buying up these little banks and subsequent debt..

I'm sure you're a very intelligent women.DO A GOOGLE SEARCH ON "FORTUNE BUILDERS REVIEWS," "FORTUNE BUILDERS SCAM," "FORTUNE BUILDERS LAWSUITS," ETC.I cannot vouch for FB's credibility but I can tell you by doing the very thing I'm suggesting for you to do that my wife and I dodged a $52k+ missile and subsequently found Bigger Pockets.ALL THE REAL ESTATE INFORMATION YOU NEED TO SUCCEED IS FREE!

Subsequently, the points and interest income from your note investments would go tax-deferred into the plan, so again you are keeping that 28% as working capital that can be reinvested, instead of having it siphoned off in taxes.  

However we’re all subject to the same market forces, expenses increase every year across all economic strata it just effects those without any savings a lot more as they’re one stroke of bad luck away from missing a rent payment, then subject to late fees, getting behind on bills and subsequent homelessness.

When we cut down too much of the Amazon, Indonesian forests for wildfire, aren't able to grow food through extreme weather conditions and realize pesticides cannot keep away the new pests, then we fail ourselves, and the subsequent loss or migration of life means there's holes that won't be repaired in our lifetimes. 

Also, in some cases, having utility bills in collections means they can't establish new service in their name if they were to move in (at least not with the same company).On the other hand, if they had one incident five years ago - like maybe a car accident, and accumulated some big medical bills that they couldn't pay at the time so they subsequently went into collections, then that might be something I could work with. 

But what I've learned subsequently makes me think the family is in the country illegally.