With exception to my 401k contribution to the MSCI All Country World Index.

Should I be leaning more to DFA funds or index funds instead of real estate.

index or mutual funds?

So it makes sense to build up the largest possible stockpile.From the equities side: dollar costing in consistently over time into highly diversified indexes is a pretty proven long term strategy and by getting out of the market right now, I’m risking have cash on the sidelines that could grow and compound over time.Thanks in advance, looking forward to hearing what all you smart folks think!

.- Your investment is concentrated in a property, while you can buy futures over an index and the risk is distributed among the stocks that compose the index.- Usually there is leverage associated to real estate purchases and leverage increases risk.- People tend to feel overconfident about real estate even if they dont know what they are doing.

And it's scary taking all your savings away from the comfort of an index fund that ticks up and down, towards a deal that's less liquid.

Same thing is happening in Los Angeles, San Francisco, Sacramento, Houston, Seattle, Portland, Boston, New York City etchttp://www.gazettechicago.com/index/2018/04/voters...There go our property rights https://www.jacobinmag.com/2018/04/chicago-housing...

I have previously dabbled in stocks using IRA accounts (ultimately landing on being an index, buy-and-hold type investor), as well as peer-to-peer loans also in IRA accounts through Lendingclub.com (where I have beat my stock returns and used less risk to do so).More fun and possibly random facts about me:-Age: 34-From: Colorado Springs (age 1-18), Fort Collins (age 19-25), Boulder (age 27-34).

Significant liquid reserves, ability to qualify for the fully indexed payment, and great credit.

We are mostly focusing on the importance of saving, having a high savings rate, and funding your own retirement at an early age (FIRE), but also discuss debt, stock investing (index), insurance (always a losing bet), and a few other items that kind of fall into the personal finance realm.