In this case, I must speak up and say I am disappointed to see responses such as "you are out of luck" and "this would be a comfort issue".

If you understand real estate transactions, stick with the first book and you won't be disappointed, I believe.

It was disappointing, unprofessional, but we wish him the best.

- no disappointments - seller financing will increase your net equity in real estate more than anything in the world.

I'm a little disappointed in that, considering I offered them a 13k check upfront and they are too busy or not professional enough to at least call me and say not interested. 2 days ago I would have handed over the cash no problem.

I hired an inspector once who wouldn't go up on the roof of a two story house and I was very disappointed by that.

I apologize if I offended you, I was just disappointed and if possible wanted to incorporate it in all our communities and probably will in the future.  

The biggest surprise was that Indy actually had a little bit of a night life, and restaurant scene that wasn’t disappointing.

I am also in a very similar position and have been disappointed by the "paying off your mortgage is a waste of time" responses. 

I'd think it's more of a matter of disappointment and not recognizing market changes that are used to evaluate a current estimate of value.