Another factor is the follow the herd mentality - people just think the RE prices will continue to rise in perpetuity.As we all know, increasing RE prices cannot be sustained and will eventually revert to their mean.  

Our local factories are expanding fast!"

Like windows for example, I am a distributor, so I purchase directly from the factory, that is a significant saving.

perhaps you could live there while it is being built even if you happen to sleep eat and poop next door.... that could save timeI think the most important factor is where do you want to live because if you want to live in that area than it may be worth it unless you can rent a smaller more affordable place for less money and the main factor is you financing because if you somehow got a builders loan and have to refi or sell to make the ballon payment in a few years that where you may have the problems regarding interest rates... but least you have your current house already paid off than just re fi traditionally with a fixed rate and you'll be fine so when you sell that one for a profit your new free house really will be free and paid off even if the rates go up....its getting to that point in our economy where people need to look closely at adjustable rates or short term ballon payment loans that will require a refinancing in a year or two when the rates will likely be higher....

Because of this factor I was forced to go through hard money lenders and that situation didn't work in my favor.

An obvious factor is that many tenants have to move out of their prior home on or by the last day of the month.

Kearney, I hate bootcamps – most are factories to up-sell attendees on mentoring or other more expensive products – if my company didn’t pay for them, I’d get a reputable book or home-study any day.

Hello everyone,I am new to BP and the world of note investing, I've read loads of postings here on BP (which is just mind blowing the level of knowledge/experience) and have loads more to go which just wets my appetite.To my question.When evaluating notes that are underwater do you treat them the same as if it were not underwater, how much of a factor is it and lets say for the sake of argument the status is performing?

I have since forgotten most of the skills I had learnt (which was no where near the level that could help me get deals across the line) and recently (Jan 2019) I was trying to get to another success reflex so that I could kickstart my success.. but no response by him on WhatsApp or Facebook and the care factor I feel has gone because I am not a platinum member- but still $50k ($65k AUD all our savings) surely deserves some respect and a simple response to a message?

A large deciding factor is going to be parking.