If you can eliminate the elevator, cramped hallway, and tiny apartment you are ahead of the game as a LL.

Even if it’s just tiny baby steps.

You also have $34K in student loans at 4-5% interest on which you pay $8,520 per year (including principal in and interest), a little bit of cash, and invest the tiny bit you have after that into after-tax brokerage accounts. 

I never saw an application for one of our rents that had more than basically enough for first and last and maybe a tiny cushion on top of it.   

They ask your Gap funder to go in the deal unless you season the money and they can’t see the deposit.It’s a tiny, tiny fraction of the lending space.

The refer door, other than the tiny dent a couple inches off the floor, appears that it would simply buff out, so again, just that dent, probably not beyond "normal" in the Court's eyes.

Being a tiny house I felt it would help paint the picture of how to place furniture.

Obviously, I want to take out as much as possible, but seems like there's not much wiggle room.One thing that may give it a tiny bit of wiggle room is this section, taken out from Fannie Mae website:The new loan amount can be no more than the actual documented amount of the borrower's initial investment in purchasing the property plus the financing of closing costs, prepaid fees, and points on the new mortgage loan (subject to the maximum LTV, CLTV, and HCLTV ratios for the cash-out transaction based on the current appraised value).So if I spend 10K or something to buy down points to like 2%...

After reading all that I could on BP about tiny homes, I came up with a thought that I wanted to run past everyone...If I buy a piece of land in a relative growing location, what would be some downsides of placing tiny homes on the property and renting them out?

Purchase price: $142,500 Cash invested: $25,000 We purchased 2 adjacent, tiny rowhomes in the Northern Liberties neighborhood of Philadelphia.