Is the median household income in that submarket strong enough to support rent increases?

If you are a recent graduate and are working in the line of your education, then your education can be used towards meeting your 2 yr work experience.The property has to be an USDA approved area and the total household income (not just the borrower) has to be below the USDA guideline max.

Downtown a lot of the rents and areas have already sky rocketed or have already been gentrified, are being gentrified, and there is some community sentiment issues because low income households feel they are being pushed out of where they lived for years and years.

You are like a superstar in my household.

Fix the household items, but the extras for the stuff on the river and the grill are on them to "replace" if damaged.  

During that time, everyone is contributing to household income and lots of money is saved up.2.

The median household income is about $50,000.

If you run the stats for this ZIP code, the average household income is about $15k a year, but people work SO hard to keep their living space nice, and removing bandit signs is part of that.

Yes, if the loan is made for personal, family, or household use.

Tenant application asks if anyone in household smokes indoors or outdoors.I don't allow outdoor smoking.