My real estate agent and my mortgage broker are threatening to put me in a 12 step program.  

I would threaten to sue the seller under the equitable title doctrine and try to shake a few grand loose.

Then, having all the information, I would tell your roommate that you really needed to have a talk with her.Be as nice as possible, do not threaten or tell her anything that might upset her, but get as much information as you can get from her while trying to get her to be fair and pay her share.If she becomes difficult get legal aid to help you with the next legal steps.This isn't a fix it kind of post ( and I apologize), but I own a mobile/RV park in a rural area and deal with dead beats all the time unfortunately.

Eventually (2 months probably), the bank will start threatening foreclosure.

I just wanted to check - is the property management company correct in what they are threatening?

Perhaps at lease renewal time your PM could put some pressure on the tenant by threatening to not renew if they don't get payments in on time but I question at what benefit since you are made whole and in fact profit from it each month.

To get the keys use some leverage, threaten eviction and judgments for unpaid rent.

Ok great hope this gets scheduled soon, if not I look forward to seeing you tomorrow.Your not being rude or mean or threatening, you are just being.... friendly...... and taking up sooo much time, someone will get on the phone and get you scheduled.

Can you threaten eviction and collection?

A Realtors income should not be threatened by wholesalers, due to the fact we mainly seek off-market properties.