Planning to work on my hobbies while everyone else in my household is distracted by the game on this drizzly Pacific Northwest day.  

@Daniel FennThere are a good number of companies that offer self directed IRA plans - just not the household names that are 100% focused on wall street.  

I ask how many folks in household?

The second one:  "The renter gives the owner, in addition to the lien given by law a lien on all property situated on the premises, including all furniture and household furnishing, whether property is exempt for execution or not, for the rent agreed to be paid, for any damage caused by renter, and for court costs and attorneys fees incurred under the terms hereof."

(Rental comps have been done for the rent rate.)Rent: $875/month with a $875 depositMonthly Income requirement: $2625Non-refundable pet deposit: $250Pet Rent: $15/per pet (may be negotiable based on applicant's situation), Max of 2 pets, No dogs over 50 lb and no aggressive breeds (I wince because I have a pit bull myself and was an incredible tenant)Application Fee: $35 (will run background check with NTN or any other suggested site)No prior evictions, criminal history, feloniesStable work historyReferences from past landlordsReferences from bosses/supervisorsCredit score of 675 or higherNo more than 4 adults over 18 years old living in the homeAll members of household 18 years of age or older must apply separately and pay the application fee separatelyOnly complete and true applications will be consideredWhat are we missing here?  

Right after posting this I received their official application, and more info came to light....such as having 4 pets, they are a single-income household, and both primary applicants are smokers. 

Household furniture must be positioned and/or elevated to allow adequate air flow underneath and between furnishings and adjacent walls.

I believe, after several hours of research on the internet, the answer is yes you can use passive loss carryover to offset up to 25K of ordinary income *IF* you make less than 100K (which my wife and myself do as we only have a household income of about 40K per year - mostly from social security).So assuming the above is true I think we can take withdrawals from our IRA's up to the amount where we have an excess of 25K extra ordinary income and than the carry over loss could then be used as a deduction against this income. 

However, I would be filing as head of household.  

That being said, if the other two showers have tubs and everyone in the household has the ability to access the other "tubs" then I don't see this as something you should be required to fix.