I stayed with family but other on my street and a few over were greatly wrecked.

Low returns on SFRs is a train wreck waiting to happen(aka economic down turn). 

Wrecked the house, and strung me along for way too long.  

so the house right behind my primary residence went on fire Sunday and it is completely wrecked.

so the house right behind my primary residence went on fire Sunday and it is completely wrecked.

It is going to be exhausting, nerve wrecking, and extremely uncomfortable for you and your family (especially the living in a small apartment while waiting for the house to be ready). 

I had an upside down property and rather than wreck my credit I rented it.

After you foreclose someone wants to pay more for the house than you paid for the note.No monthly payment or a home worthy of a dozer wrecks ROI.

All of our homes are renovated at the front end (generally we buy wrecks and rehab them, but there are exceptions) and have a baseline of amenities - central h&a, dishwasher, no carpeting (hardwood, laminate or tile).

Wouldn't that be considered say for example Joe let's his friend drive his car and his friend wrecks the car.