So to sum this up.. if you get approved way to fast and easy and just send in 500.00 or 1000.00 for commitment fee = fake lender 99.5% of the time.for context and websites to jump on now to see how real lenders look and talk go to .Kiavi Lima one Lending oneConventus U will see the license numbers at the bottom on the first page and they will have very nice pricing matrix's on line that show rates and terms vis a vi your experience.. more experience cheaper the money. 

Time heals all wounds. ;)

U Indy is definitely growing!!

U NEED your W 2 to qualify for loans full stop.. as your starting out. so just be realistic time freedom can come with a switch to full time RE agent you will get more free time but RE is very very tough.. and once you go self employeed you need two solid years of tax returns to qualify for funding..

U need money to transact in RE.. other wise become an Agent or a lender and make fee's to build up your money bucket.

U have to look at your contract many have mandatory mediation so start there.then you have to look at the strength of the builder. 

But from what you posted, being in the path of development, near a major U is a good thing.

Or you can try to figure it out on your own but it will be painful process but at least you will have some battle wounds.

@Troy Fisher @Andrew KniffinCan you also PM me the contact infointerested to see whether u end up buying a property, Andrew Kniffin

Not sure what u are using, but rental application fees should always get charged to potential renters( ex.