The texture on it is even remarkably close to hardwoods to the naked eye but once you feel it you can definately tell its tile.

He is completely on point with his remarks.

Joe talking about some sting of an insured banking institution is a conspiracy, you are not a regulator or law enforcement official, citizens may not take it upon themselves to catch any infraction of law or bait any lender into any such activity.I doubt very much that Joe would try to find if a bank was in compliance for the fun of it, it's much more believable that not only would he do it for some self satisfaction (evidenced by his remarks here toward banks and regulators) but also for some financial gain in some settlement of such an issue.Conspiring with any mortgage applicant who knowingly attempts to gain any financial benefit, including attempts to obtain any loan that is not in good faith, true and an honest application, can be conspiracy to commit bank fraud.I'd say not only should you forget that idea but stop talking about it, but you do what you like.I have now gone far and above my civic duty attempting to keep Joe Gore out of trouble. :)

@Duncan Taylor I'm curious about the remarks about that gain being taxable.

Since there are no complaints at the fully rented complex you reference for years your entire set of remarks are quite questionable.

His calm demeanor changed and he started making snide remarks towards us when we asked for what was in our rental agreement.6.

Wait till your family members are the ones with the remarks.

Remarkably they removed the fee.

Price is irrelaveant2) What is does the seller truly want, which can be remarkably different that what they say they want at first.3) Ignore all input regarding, private money should be paying "x" interest rate, or you should offer at least "x" % down payment.  

Our agent did say that he read in the agent remarks that this was no offers under Sales Price would be considered, so maybe its not so bad of a situation.