If a cash out refinance, many lenders will allow the cash out to satisfy the reserves requirement.DSCR lenders generally let you vest either individually or as an LLC.

Real estate investing/business can result in wealth - just not the way or form the gurus teach! 

@Mario MoralesI think this is a common question and the value that an agent will bring will vary by individual needs.

If you give someone over 19% membership interest in the deal, the bank will usually require a personal guarantee from that individual. 

I'm never in favor of government over stepping, but I can also see how desperate individuals can be taken advantage of during this tragedy. 

I am here to learn more about my own personal investments as well as seeking out learning opportunities from like-minded individuals.

As far as Lance Kawaoka's claim that the reason there wasn't much response to a post about checking on the quality of a large, well-known, super-markety sponsor is that members wouldn't want to declare that they are a high net worth individual just doesn't hold water.

I’m especially interested in residential rentals, STR's, or multifamily properties, but I’m open to exploring other areas as well.I’m here to connect with like-minded individuals, gain insights from experienced investors, and contribute however I can to this community.

I'll try to get in touch with everyone individually (though I'm not used to how the forums work yet).I'm also not sure how to make the at replies work, so that's a bit of a bummer.Anyway, as for location I'm in Kumamoto and investing mostly locally.

Quote from @John Friendas: Hey,My investing partner and I have reached an agreement where he would have the debt under his name and apply for it individually, and I would do the majority of the management (he is out of state and my income is half his).