They were taxing as a fourplex, but the CO said it was a triplex.I found out when I went to try to refi with the bank.

To answer your question directly OP, to sell a deal and make money. 

I find that it's almost a one stop shop in that I can use it for my business checking and savings accounts, bookkeeping, for rent collection, I can issue virtual credit card, I can create all the financial reports I need to run my real estate business and prepare for tax filing and through their partners I can vet my tenants, develop state-specific leases and more.

Deal 1: 4 Plex (it's stripped down to studs, a guy ran out of money on the rehab)Purchase price 160k, Rehab 80k, Total all in: 240kExpected Rent: $4,000/month to $4,400/month depending on how quickly we want to rent the units out. 

Investors get stuck and cannot cash out because of tax complications.

Invent a global tax (Carbon Tax) and invent a token of credit against those tax's (carbon credits) and shazam a market where traders can buy, sell trade, option, leverage, hedge against these and the flow of them.

I do pretty decent for my age, and I live at home still, so I've been saving up a lot of money.

@Huong LuuIn my opinion, presuming you need the money - it is better to cash-out refi the property.  

That means creating a clear budget, forecasting cash flow, and maintaining a detailed financial model that tracks both the current and future performance of your portfolio.Tax Optimization & Risk ManagementBeyond financial clarity, strategic tax planning and risk management are essential to safeguard and grow your real estate investments.

You would actually be borrowing less money than originally but at a higher rate.