as I've been doing due diligence, part of the info I collect is to call the city, and ask for their Comprehensive Plan- this will outline studies the city has done regarding potential growth/decline, potential housing shortage/surplus, and what kind of housing is needed, along with future roads, infrastructure & development planned.

By most peoples standards a 6 figure income is much more than sufficient to have surplus income to put into something actually passive.

You'll save on self employment tax on the surplus distribution. 

I picked up another in Indy. nice little house that is old....much older than i usually buy and we know we have foundation issues going in but the team is confident they can makes this place shine within a slightly inflated budget.other deal still pending but i should hear more shortly.KC is just happening right now and its not for a lack of trying. i hope to get one picked up soon.update on goal: 2 of 6 picked up this year thus far (note i am in 3rd month of my fiscal so on track for 8)update on mindset: it dawned on me the other day when chatting with my wife just what a surplus of adds/year means. every additional add shaves 2months off retirement goal date (45th bday). so if i can stretch to 9 additions this year and next, i will be looking at a 44th bday. if i really scale up then i can knock this way down....love it!

We will have to approach a few Surplus Lines Carriers but let me give it a shot.  

A lot of cities and counties are now having budget surpluses due to recent property tax re-assessments.Where I live the government is doing very well.

I took an economic approach rather than psych.Debt Acceleration which is taught as part of basic financial education in some countries around the world - most notably, Australia and New Zealand - is for folks who have a surplus at the end of the month and who can use either their checking account or some other repository to allow that surplus to build up and, once a year or so, apply that accumulated surplus to, for example, the mortgage on their primary residence resulting in an earlier payoff and less interest over the life of the loan.Debt "Snowball" is for folks who have very little surplus at the end of the month.

You take a fee, either as a flat fee or a percentage of the total transaction; you can charge an ongoing management fee; and, you can receive a portion of any surplus cash flow remaining after you've paid your investors what you promised them in return, and receive some amount of equity in the property as well. 

Marie Poe Assuming there are no other liens or judgements ahead of her in priority she could be entitled to a surplus. 

*All Risks is big and writes a lot of business in the E&S/Surplus/Non-admitted market.