I don't require it through Airbnb, but I do through Vrbo, because they are notorious for not backing you up when a guest does a charge back on their credit card. 

I consulted with an attorney here in cali that specializes in setting up LLCs.

Local credit union.

A lender that specializes in distressed properties can help you find the right financing for your scenario.The Bottom LineInvestors will find unique opportunities with distressed properties, but the myths need to be dispelled.

I had belatedly realized that FHA goes off personal credit and therefore I couldn't use the LLC for it.

I have one lender that will go up to 85% but need 720 credit or better and 1.25 DSCR no rural areas

So keep that in mind when using a special lock system. 

Find an architect who specializes in this type of work, and who is very familiar  with the building department

this is basically the business credit coaching partner that works with you over the course of 12 mos. to help you build up business credit for your company. 

We have an investor running a special next month on 10% down second homes where the cost is 3-4 points cheaper than it would be, on a normal Fannie/Freddie loan.