A few questions:Have any of you been in a similar situation where multiple partners were involved?

My name is Chris, looking to start getting involved in making some passive income.

Please do your research before getting involved with this "Guru"Many members of bigger pockets can attest to this.Regards,

The STR is a lot more work and even if you get a manger, you may have to be involved.

@Matthew Morrow, I am a little curious on how you are involved on the deal and what your relationship with this client is?  

For the last 22 years I've been involved in real estate as a house flipper, with extensive experience in building and renovation contracting, owned a residential property management company, and now have a private money lending business (licensed NC re broker).

Structuring a 203(k) loan for your partnership involves some creative thinking, but it’s definitely worth exploring.

@Chris May,You're really whipping a dead horse.The whole principle behind mortgage acceleration involves paying the principle off faster.How it is done is irrelevant.

Leverage magnifies return. 3) The effort involved in adding an ADU is comparable or larger than a rehab associated with a BRRRR.

Its a tough subject because logically, they are joint and several guarantys so rationally a 100% guaranty from each of two people (one 740 one 680 for example) is ALWAYS going to be better than just one 100% guaranty from someone at 740 (so it wouldn't make sense to have a better rate for the latter)The problem is that there is fraud and "straw borrowers" out there where someone who is not involved in the property signs on to boost score and terms - so many DSCR Lenders in response either do the "non-rational" thing and price to the lower to avoid the fraud or use the higher of the two (and either be a little loose with things or just stay vigilant on any funny business)