They require tax returns, voter registration, car registration, driver license, and utility bills in the app to prove it's your primary.

@Michael S.correct - the numbers are tough in Huntsville but they can work in nearby suburbs and outer markets.

Scaling with SFRs is tough.

And you'll have the best rate/points options with a primary residence.Option #2 is great, especially if you're willing to move into one of the units (because the down payment minimum is just 5% or 3.5% depending on program), but as you mentioned it's really tough here to find small multifamily here.

A lot of us are still here, but to be honest, it's pretty tough to navigate through the spam so things get lost in the shuffle.

Buying and selling MF on your own going to be pretty tough this gets you going and if by chance you like it and can start to represent buyers and sellers you will make some pretty nice commissions..

Had clients use them, and they claimed the process was way too tough of pulling funds. 

Agreed  is it legal YES  can it work YES  is it much tougher than the blue sky pitch YES  just like anything around wholesaling its a tough gig it just is.

It's just hard to prove that the tenant caused the issue, since as time passes the drain tends to accumulates as well.

Can they prove how long it takes to rent a vacant property?