This criteria is for 1-4 and 5-8 unit programs.

Me and my girlfriend are currently saving to purchase a home within the next year or so to start house hacking, my concern is how signing the lease option to purchase contract will affect our eligibility for first time home buyer programs? 

Then a few days later got another email asking if we wanted to invest in another note program!!   

Often low down payment/no PMI programs have those costs built in elsewhere in the loan. 

Hi Rae,I know programs for 10% down for first timers but 0% down would be pretty difficult.

DSCR is a program not a lender type.

Thanks for the details on the rental program too.

Programs that market themselves as shortcuts often cannot replace the depth of understanding that comes from study, experience, and engagement with the legal framework surrounding real estate.Consider taking time to familiarize yourself with local laws and regulations.

@Jay Hinrichs is correct.However, the following seasoning periods are what I am working with on the DSCR programs that I utilize for my clients.

., I looked up the San Diego ADU bonus program. 15 years is not a long time to be deed restricted!