EDIT - 700lb weight limit.

So, insurance premiums are getting VERY expensive.Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a Class A property in Class D area, what quality of tenant will you get?

I would say take a deeper dive into the nearby product and see if there is a premium in rents for a duplex unit versus an apartment.

She has been making mistakes sending the bill for premiums to the correct mortgage companies as well.

Written by attorney investors, it's full of practical advice pertaining to management of investment property, has sample forms that can be edited, and - most importantly - they tell you what your primary state laws are and where you can read them.

Brand new construction rents at a premium. 

Now I'm thinking about upgrading to their premium version. 

@Sebastian Santiago, may I ask if you're using the free version or the premium version?

At less fees and better breakeven/surrender value than Whole Life would force me to.2) Premium riders waived for disability. 

That could greatly increase your premiums or even get you dropped, so don't make that decision lightly!