Now the fed is expected to begin cutting rates and we may begin to see greater separation between bank and alt. lender rates but if the fed cuts rates slowly as predicted  there is likely still a window where alt lenders will be competitive, especially in the scenario I described. 

I like to share this story as a cautionary tale and while nobody has a crystal ball and can predict the future, understanding the end goal can  help investors understand  whether they invested in a market that can reap the true benefits of SFH rental ownership or perhaps point them in that direction. 

Quote from @Michael Keith: The real estate market is often the subject of speculation and forecasts, some predicting downturns or even crashes.

It is predicted that the number of foreclosures will increase and I would like to capitalize on this as a mechanism to acquire properties.

Its VERY hard to predict market price changes.

Do you agree on where we are today and do you have any crystal ball predictions on when we will move to the next phase?

@Olga Daisel too many unknowns to predict 2025 yet.

Just a prediction , Its all over the news about the settlement .

REIprintmail can help you with a predictive data list, but you can also get predictive data through Dataflik.By the way, I saw you are also based in Tampa.

Economists, investors, brokers, and countless media outlets (including Youtube) share market predictions in January and the preceding months.