The last thing you want to do is go through formal sale since you’ll lose the Prop 13 tax basis, which is likely a $20k/yr saving.

Super complicated and an absolute specialty I dont know how smaller players bust into this. 

Our new flight the gate doesn’t work and they can’t unload the passengers.Most older people are more worried about losing the ability to drive or leaving their neighborhood or their base of community.  

With the equity you’d free up, paying off $50k in personal debt and boosting your credit score while freeing up $3k/month sounds like it could significantly lower your stress and open doors for future projects.That said, selling means you’d lose a cash-flowing asset, even if it’s not huge.

How can I lose???

This also leaves me with $3,750 stuck in the deal (not including financing and closing costs, which could easily add another $20,000).In total, if I had to include closing costs and financing costs, I’d have about $23,000 (if not more) tied up in the deal and lose close to $700/month before accounting for expenses.

I will admit they are better than some other big players, but can certainly find better rates out there. 

The opportunity cost of losing potential market gains in your retirement fund should also be considered.

No money troubles but I did lose my whole family earlier this year and dealing with some health issues as well so I don't really appreciate his extra unnecessary unwarranted crap everytime I have to deal with him and really im just trying to save my home, it's all I have left.

I’ve watched investors lose momentum by sticking to a single city’s slower regulations when a neighboring municipality was more open to new builds.