![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1124844/small_1694569285-avatar-veronicac25.jpg?twic=v1/output=image&v=2)
4 February 2025 | 7 replies
I know what it’s like to be in your position, and I believe in paying it forward.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1829183/small_1737422454-avatar-edgard31.jpg?twic=v1/output=image&v=2)
22 January 2025 | 4 replies
Quote from @Edgar Duarte: hi allI would love to get some perspective from your expertise, we have a property that we would have to sell in 2025 to avoid paying taxes on the capital gains, we believe we rcan sell it for $700K and get an equity of almost $500K after paying the mortgage balance, if we invest all of it option in index funds at 7% rate (standard com growth calculator), or in more rental properties as we are all here for, I can get the equity of around $900K.option B would be keep paying the house at 2.3% int rate while we have it in AirBnB and maybe sell it in 10 years for $900K, knowing that we would be paying taxes but it is not that bad still. or we can 1031 at that point?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/758587/small_1621496790-avatar-chrisp217.jpg?twic=v1/output=image&v=2)
26 January 2025 | 6 replies
Quote from @Chris Pontello: Hi Chris,Correct me if I'm wrong as I'm still learning creative financing solutions, but paying them some money would be if I could take over the loan.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2535139/small_1715825232-avatar-jeffp412.jpg?twic=v1/output=image&v=2)
29 January 2025 | 3 replies
More than happy to partner up or pay for the deal itself.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2833182/small_1705974948-avatar-mikel652.jpg?twic=v1/output=image&v=2)
23 January 2025 | 7 replies
For my account I pay $10 per quarter while the loan is active so only $40 a year to borrow this money.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/189552/small_1635865062-avatar-revest.jpg?twic=v1/output=image&v=2)
20 January 2025 | 8 replies
I cannot find any reviews on BP or other sites.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/372148/small_1621447337-avatar-jkfaris.jpg?twic=v1/output=image&v=2)
28 January 2025 | 4 replies
You then will pay some long term capital gains, but you also have to take depreciation recapture.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1790597/small_1629010761-avatar-ninae6.jpg?twic=v1/output=image&v=2)
28 January 2025 | 56 replies
As a result, if that carrier goes under and is unable to pay claims, the state is not required to backstop the policy.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2824770/small_1694690252-avatar-christinag127.jpg?twic=v1/output=image&v=2)
24 January 2025 | 5 replies
With the exception of building a trailer on the property (these are hard to finance), this sounds like a good plan AND if you are using it for your business AND your business pays more than 50% of the rent (if you have more than 1 tenant), then this is a more financeable property in the eyes of banks and credit unions as it would be consider a commercial "owner-occupied" property.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3166336/small_1736291713-avatar-williej69.jpg?twic=v1/output=image&v=2)
31 January 2025 | 5 replies
You also need to consider that at a lower percentage of money down you will be paying a Mortgage Insurance Premium or MIP.