If you're worried about cashflow, why would you do a 15 year loan with a higher payment -> meaning negative cashflow?

Or are you planning to purchase the property in the US, outright with a loan from your stocks in Canada? 

For more context, my REI goals are almost exclusively for long-term wealth/retirement (in my 30s). 

Great question: The seasoning period begins the day it's purchased.We do just shy of 100 DSCR loans per month.

But if, like that fellow in Hawaii, we're all able to get the same terms and Interest Rate on a HELOC instead of a "normal" mortgage, then sure, why not have all our income and all our expenses going to and from our one loan account?

If you want less leverage simply put down the funds you would use to pay down the 6.4% rate on the new property so you are at say 60% loan to value on the new house.

We love investing into properties that we can hold long term and we have been fortunate enough to have great tenants through our intense vetting process that stay with us for long periods of time.

Are there any asset backed loan products that lend in second position or any other forms of financing able to be collateralized by equity you can think of? 

Loan Amount 110kCurrents Rents $1,375/moMarket Rents $2100 5 bed 3 bath Happy to look at pricing for you with additional details.cheers!

For smaller investment amounts, we often see investors providing private loans or notes to other investors for their projects, which can offer attractive returns with the right due diligence.