This are the numbers:25 unitsAsking price 1.5MI will offer 1M $11,780 monthly rent income$13,000 annual expenseYes, the expense ratio is low but it's because it's in the island where we do not have property tax, insurance is for liability around 2k a year and it's all concrete structures. 

Suburban markets outside of NYC like Long Island and Westchester continue to see price growth and high demand.That said, NYC's median sale price is about double the national average so speaking with a lender is recommended at this early stage.

Most homes are 15-20 minutes from the headquarters of the world’s largest retailer and have mountain bike trails in the common areas. 

I used to work in geoscience and was part of a study on erosion in the Hawaiian islands.

I own the world's largest tiny home. 

While the DSCR calculation as noted above is a bit "aggressive" and looser by not taking into account many expenses, its somewhat balanced in that these are 30-year typically fixed rate loans where the rents should increase much more over the term than expenses (and largest typical cost - debt service - is locked in). 

A new investor buying a $150,000 SFH house in the Midwest or $500,000 duplex doesn't need a trust in the Cook Islands - ridiculous and not practical.I know many California investors with millions in real estate who purchased umbrella insurance who don't even have LLCs.

Timely payments are one of the largest factors in a credit score and if he hasn't had late payments since then, his score would continuously improve.

Would this not reduce the number of potential buyers brought to the table when the realtor can't use the largest marketing platform to its full advantage (aka the MLS)?

-Carrot sites control nearly 46% of the Top 10 organic search positions for three key motivated seller phrases across 300+ of the largest markets in the country-Carrot sites are 15% faster on mobile than the non-Carrot sites in these same markets.