SBA’s Economic Injury Disaster Loans (EIDLs)Limited to working capital for small businesses and private nonprofit organizations.

It is important to note that this portion of the CARES Act isnot the same as the SBA economic injury disaster loan (EIDL) loan program that is already available on the SBA website (the SBA provides this directly, not us or any lender)Which is Better?

Adding insult to injury, another late May cancellation which was outside of their "free refund" policy was denied full repayment.

I agree many of these people have had some sort of brain injury at some point but complaining on the BP forum will not change that so you must take responsibility and help them do their job if you want to avoid a majority of the issues everyone is complaining about. 

However, the SBA Emergency Injury Disaster Assistance Loan (EIDL) loan applications I've seen talk about covering mortgage payments, which I believe will be your main qualifier.

I really struggle to think of how someone could either cause more than $1M in damage or sue me for more than $1M in damages or injuries just by using my condo.

Personal Liability: For claims due to Bodily Injury or Property Damage that you becomeLiable for and which is covered under the policy.

(I say this as a lawyer who has done personal injury and wrongful death cases across the country.)  

I would add, make sure the agent quotes it with "Personal Injury coverage as part of the Liability"Many carriers now have endorsements for Service Line coverage (for damage to water, sewer, electrical lines coming to property) and for Equipment Breakdown coverage.

3) Would it be advisable to include a clause in the renters agreement stating the landlord will not be liable in case of injury caused by tenant negligence?