For instance, in my private lending, I dont really give a numerical credit score much weight, but I absolutely look at the composition and history of the individual tradelines on a report if the borrower is a smaller outfit, such as a single member LLC or similar solopreneur-type operator.

We also have a mixer for Canadians investing in the US on April 4th, 2024 come out and meet some like minded individuals.

I work with a lot of high earners and have a few friends of friends that are doctors and lawyers.

They may have used one of their friend's companies or something shady like that.

Yes, generally speaking, depending on tenant class, it's best not to get too friendly with your tenants.

Mom and pops have left, the corporations are moving in.If you want to be a landlord, sell it and do your business in a more friendly state. 

Though I would caution you on hard money lending until you understand the industry a bit better, that can be very rewarding but you have to be able to do your due diligence on deals because you're turning over your hard-earned money to an individuals project, often a flip. 

I do engagement marketing in a trades focused field lending me to having very good relationships with tradespeople whom I consider friends- and I trust thoroughly.

Do your research and see what fits you best - best of luck my friend 

Additionally, the price point is still cheap enough to find the 1% rule and positive cash flow and it's super landlord friendly.