Why is it that they are comfortable being recognized as the owners with far more assets on the table and  then smaller property owners spend money and effort to conceal their identities? 

An identical rehab will cost much less in Summerville than it will on the Peninsula.

Meanwhile I originated a refinance loan in July of 2023 on a nearly identically built housing product and the rate was 6.66%.

This is a smaller, local bank but otherwise all other aspects are almost identical to the larger bank. 

Our neighbors, a couple who harbored a narrow vision of neighborhood identity, opposed our mission to rent out our home.

Not to say we'll have that identically, but usually before something bursts there's a heavy run up. 

That's been our experience and with nearly identical cash-flow numbers based on interest rates.

Two incidents of thefts from my rehabs was a no-brainer to get the WI/FI which is nominal to me calling the police, informing the insurance company only to be told (whatever) wasn't covered, and of course my deductible is $1000. 

New construction will not be the identical house since everything in the house would be new and the house would be built to modern building codes.

Thanks to super weak governance during the BLM riots Antifa and homeless.. allowing open air drug use ( legal drugs) and the killer theft under 900.00 is not enforced causing rampant thievery and many stores to close kind of like We see in the mid west and rust belt when neighborhoods change and retail exits as its not sustainable.