Compare the actual cost of these items, the frequency of them, and the timeline for these items to occur against the actual dollars set aside using that 10%, and the timeline for the accumulation. 

I mean things like turnover frequency and maintenance..

The quality of the tenant you get will determine the size and frequency of cashflow options you have.

Choosing properties in higher asset classes and renovating them to a very high standard are the two biggest things you can do to reduce the frequency of your turnovers. 

You can search the exact address and it will tell you what crime has been reported in that area in the last 3 months and the frequency.

Consider ease of flight from your home state and Consider cost and frequency when there are cancellations helps to have options.

From what you described, it sounds like the property could be considered a condotel and most likely is ineligible for conventional financing per FNMA or FHMLC.There are fixed rate options but ensure to compare to current ARM and see if it makes sense to refi  ARM is not a bad or risky loan, so long as you understand it’s components, i.e. caps, frequency of adjustment, index that it’s tied to, and the margin.

They would have no liability anymore more than your homeowner insurance would have, which is none.HOWEVER, every escrow and title company email I receive now has a warning about the frequency of wire fraud, yet very few of them are taking even the obvious precaution of using encrypted email.

There are calculators on this site under the "Tools" tab that you can use for free with limited frequency. 

and surprisingly it was pretty comparable in terms of types and frequency of the crime.