It's rare that you'll find a good seller for #1, so the only option remaining is to document the condition from the day of purchase.

Assuming you go the HELOC route, another option to reduce your costs assuming you have decent credit is to look at credit card balance transfer promotions.Back in 2003-2004 I had HELOCs on my investment properties and interest rates were increasing.

So far NNY Homes has stood out as the best available option.

The advice I would give as a lender are these few options if you both are on mortgage.

I’m not sure what is the best option here, if anyone could shed some wisdom that would be immensely appreciated. 

Feel free to reach out, I'm happy to chat and discuss options :) 

@Jerry Chilimidos,Here is a list of lenders who specialize in lending to IRAs and 401Ks:https://www.biggerpockets.com/member-blogs/2810/50272-list-o...I don't know where your rentals are located and how they are performing but selling might be an option vs doing cash-out refi.I would certainly consider option C.

Hard money lender/DSCR - both are good options.

Offer custom lead mining would help me boost revenue because deal volume has fallen quite a bit.Johns scraper option looks really interesting though I’ve never heard of the site so can’t vouch for it.

Bear in mind that the fiscal treatment of the two options in Mexico is different (withholding tax on the gross income with the fideicomiso vs cost deductions with the corporation).