It only increases the chance their mortgage is paid and their investment is sound and protected.Let me know re this But -- wraps are not leaving -- all the nay sayers in the world can post misinformation and fear mongering -- they will exist -- I merely wanted to provide a venue so we can do them as legal and sound as possible.Again - maybe wrong forum I can easily answer your question.

In retrospect...this was probably a "meh" financing choice in my opinion, not sure if I would do it again.  30 year terms, no fear of balloon, that's great. 

Also there is this fear like high density housing might make the neighborhood less desirable and dilute the privileged status.

The dynamics and characteristics of the real estate markets in ABQ and Santa Fe are very different.

That being said, the bigger issue I'm seeing right now is Beyond conservative and leaning toward fear based investing. 

I have nice 3-4% rates but just fearful of a hurricane coming through and destroying the homes. 

When I hear how much people are spending on education with gurus or even 'local' coaches, it breaks my heart--that money could've been a downpayment on a house.If one is committing to spending tens of thousands of dollars whether upfront or splitting a minimum amount of deals, it's one of the worst mistakes that you can make in my opinion...In a world where information is at our fingertips and there is a blueprint that exists for everything, you'd be better off investing in courses on overcoming fear of change, lack of motivation, etc.

Warren Buffet said it best when he said that investors need to be, “fearful when others are greedy, and greedy when others are fearful”.

Quote from @Mike Hern: Quote from @Jake Harrington: I've been stalking these forums for a while now and y'all are so helpful.

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