Consider that Beck's perspective on Ronald Reagan and Bush the First are probably based on reading history books, as he was stoned (and/or drunk) through the entirety of their presidencies!

It's helpful to read the language to understand what does - and what doesn't work to legally avoid due-on-sale clauses.Exemption of specified transfers or dispositions: With respect to areal property loan secured by a lien on residential real property containing less than five dwelling units, including a lien on the stock allocated to a dwelling unit in a cooperative housing corporation,or on a residential manufactured home, a lender may not exercise its option pursuant to a due-on-sale clause upon— (1) the creation of a lien or other encumbrance subordinate to the lender’s security instrument which does not relate to a transfer of rights of occupancy in the property;(2) the creation of a purchase money security interest for household appliances;(3) a transfer by devise, descent, or operation of law on the death of a joint tenant or tenant by the entirety;(4) the granting of a leasehold interest of three years or less not containing an option to purchase;(5) a transfer to a relative resulting from the death of a borrower;(6) a transfer where the spouse or children of the borrower become an owner of the property;(7) a transfer resulting from a decree of a dissolution of marriage, legal separation agreement, or from an incidental property settlement agreement, by which the spouse of the borrower becomes an owner of the property;(8) a transfer into an inter-vivos-trust in which the borrower is and remains a beneficiary and which does not relate to a transfer of rights of occupancy in the property; or(9) any other transferor disposition described in regulations prescribed by the Federal Home Loan Bank Board.

There is no statute I know of limiting any option price, but the transaction will always be viewed in its entirety and the intent of the contract.

He did collect the entirety of the redemption period with no recourse.

They know the entirety of the property, and I've never had an issue.Along with that, I provide as much financial data as possible.

I also did not listen to the entirety of the video.. on that note, I know that Fannie Mae's chief economist provides his forecast for free on their website, and has been relatively accurate (#4 according to WSJ) http://www.fanniemae.com/media/economics/index.jhtml?

Because of this clause, your lender has to right, but not the obligation to call the loan due in it's entirety if ownership is transferred (either to another person or an entity such as an LLC), however in this current Real estate market, most lenders will look the other way even if they discover ownership has been transferred as long as the payments are current.

Some PMs will say that since they are a memebr of the Board of Realtors, all preprinted form contracts must be approved by them and those are the only contracts they can use...that might be right, but you can begin by modifying the contract, in its entirety if needed, and abide by the addendum.

Regards, Heidi --------------------------------------------------------------------------------From: [email protected] [mailto:[email protected]] Sent: Wednesday, April 01, 2009 8:28 PMTo: Dicarlo, Heidi A [GCG-NAOT]Subject: Re: Contact Information....Thank You Joe ArochaFrom: Dicarlo, Heidi A Sent: Wednesday, April 01, 2009 4:00 PMTo: '[email protected]' Subject: Re: Contact Information....Hello Joe, I am extremely busy and cannot got into great detail with this email but I listened to your VM in its entirety and the items that you've collect together are exactly what I need.

> > HR 1728, which you can view in its entirety here: http://www.govtrack.us/congress/bill.xpd?