Currently, I invest through Betterment with a general investing plan and a Roth IRA, and I also contribute to my employers Roth 401k plan.

For example, a large employer may leave a small town eroding their tax base.

It would throw up red flags to any future landlord, lender, or employer who cares to check.

If the employment is in Columbus and the rental property in Cleveland, the income is apportioned.

I felt like I was "bait-and-switched" when I got off that call.

Maybe they will get some family support or maybe eventually she will have a new significant other with good employment that will move on.

I think climate change is actually less of a factor than employment availability, cost of living and where people have personal ties. 

Make sure you ask about employment on this form, as this information can help you determine which tenants may be able to afford a rent increase and which tenants may not.

To provide an example, I was previously employed in the legal department of HHM, which at the time was a an affiliate management company of a publicly traded hotel development/operation company where we managed  the portfolio of  hotels as well as provided 3rd party management services.

I was under the impression that bank statement loans are an option for self employed