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8 July 2024 | 18 replies
If the report is coming directly from a credit reporting agency, or similar service, I would have little to no issue.If its something they are printing out or emailing me, how could I possibly know it is not fake?
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5 July 2024 | 3 replies
based on their website and proudly displaying their NMLS and state licenses I think your fine.
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10 July 2024 | 256 replies
It should strive to become and remain proficient in its field and be competent to properly address issues which arise in connection with the ownership or collection of debts.CANON 3 – CONFIDENTIALITYAn RMAI Member shall always demonstrate their commitment to maintaining the confidentiality of consumer account data which shall be revealed through the development, implementation, monitoring, and annual review of security measures adopted for its protection, not only while having title to the receivable but also during transmission of the data occurring during the sale or purchase of the receivable.Commentary:A Member shall strive to implement the highest standards of information security policies, safety, and security plans and guidelines which meet or exceed any state or federal statutory and regulatory requirements for the safeguarding consumer personally identifiable information and account data.A Member shall abide by all non-disclosure and confidentiality agreements with the parties with whom it has business dealings regarding the other parties’ consumer accounts, proprietary business information, and trade secrets.The obligation to protect confidences does not preclude a Member from revealing information when consent is provided; as permitted in statute, regulation, or case law for the collection of a debt; or when required by law.It is not improper for a Member to give, as allowed by law, limited information from its files to an outside agency necessary for statistical, bookkeeping, accounting, data processing, banking, printing, or other legitimate purposes, provided it exercises due care in the selection of the agency and warns the agency that the information must be kept confidential along with the execution of proper confidentiality agreements.CANON 4 – COMMUNICATIONSAn RMAI Member shall demonstrate caution in its verbal and written communications with others which shall be revealed through the absence of false, fraudulent, misleading, deceptive, or unfair statements.Commentary:A Member shall accurately represent professional memberships, designations, credentials, capabilities, and experiences.The name under which a Member conducts its business should not mislead others concerning the identity, responsibility, and status of the Member, even if such name is permissible under the FDCPA or other state and federal statute.A Member shall not directly or indirectly compensate or give anything of value to representatives of the press, radio, television, or other communication medium in anticipation of, or in return for professional publicity in a news item unless such payment is disclosed in such news item.
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6 July 2024 | 2 replies
Over the last several years, The United States printed 1/3 of the money supply.
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5 July 2024 | 4 replies
I will look into the fine print of the lease contract.
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5 July 2024 | 4 replies
In general, it is always good to look at the taxable value every year for your property while you still own it when the tax statement comes.If you feel you can support a lower taxable value with sold comparables that are like your property nearby, then it is worth your time to try to dispute the value.It is true there is a very short timeframe to schedule a time to go in and dispute the taxable value with your local property tax assessor usually and the deadline is printed on the annual tax statement.The reality is real estate does not always go up in value.To your success!
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5 July 2024 | 1 reply
Why do you think purchase contracts are so long and have such small print?
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6 July 2024 | 22 replies
Ive absorbed tenants with a 1/2 Page lease which was basically printed on a cracker with spelling mistakes and signatures missing... was worth the turnover to get them out and insert my iron clad paperwork with a legitimate background check.
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5 July 2024 | 4 replies
Why do you think purchase contracts are so long and have such small print?
5 July 2024 | 6 replies
It's wasteful and at this point I think the only real beneficiaries are the dinosaur print publications.I already operate 3 LLCs for various partnerships based in other states.