What they will offer you is an appliance package, or closing cost help, or a low fixed rate loan. 

ConsiderationsCrime Rates: Some parts of Albuquerque have historically struggled with higher crime rates.

Look forward to a booming economy, but there's that interest rate thing....

That is tight leverage for an investment 2nd position loan.A private investor might be willing to do it, it's not going to be cheap at all & will be short-term money & will not be a line of credit to take out at your liking.What is your rate on the 1st?

Interest rates are changing every day. 

It's no different than their 2-year, low interest rate teaser houses.

El-ErianSun, January 10, 2021)) Mostly, I see a hint that it could result in rising interest rates.

For the $525K property, with the low mortgage rate(you will probably never get a such low rate), it might make sense to hold onto it for now, especially if you can still sell it as a primary residence within the next three years and avoid capital gains taxes.

Hence, this is maybe why your occupancy rate is dropping nowadays. 

So, even when the market is challenging, you can still see properties and stay current.Don't take a break when the rates are high.