However if you had done a warranty deed (or a special warranty deed if you still have a mortgage on it) instead, your LLC has a claim against you for the issue on the title, and you in turn can go back to your initial title insurance to fix it.Some title insurance will allow to transfer the coverage to an LLC that you own 100%, but not all of them do or they may require an additional fee.

Insurance is $300 a year.

You will need 6 months worth of the payment (including taxes, insurance, HOA) in liquid assets to show an underwriter.

Think about an HVAC, storm damage, paying for housing if a tree falls on the roof, dealing with stupid insurance companies, etc.

IF you need 100% financing and lets say its $200k deal, the lender will be interest only at $150k at 12% = 1500/mo + taxes. insurance etc.

I'm scared of how much my insurance will go up after the LA fires but there is a cap with CA regulations and also being dropped. 

.: Quote from @Andrew Steffens: Curious what is the purchase price and taxes/insurance/HOA?

(gross rents $4900; 8% PM; mortgage+insur+taxes = $3600/mo).

Property taxes and insurance costs are best obtained through local county websites or reaching out to insurers directly for quotes specific to the area.Tools like BP Pro and Reventure can be helpful for an overview, but it’s a good idea to validate their data against primary sources to ensure accuracy.

If you are planning on using your savings for Real Estate Deals, I use high cash value Whole Life Insurance as my saving vehicle(IBC).