Is the credit over 780 for both #2 applicants, or is that an average?

CA taxes residents on worldwide income but may provide a credit for taxes paid to other states.

When you go to a Bank or Credit Union, they can only offer you what products that bank or credit union offer.

Dedicate one checking account and credit card exclusively to real estate.

depends on your credit if you can get a mortgage or your ability to find good deals that you use hard money for and then refinance into DSRC.  

I make sure I screen each potential tenant thoroughly (background and credit checks) and require references.

Anyone in sales knows, you are going to have to be prepared for a lot of "Nos" to get to the "Yes". 

**Maintenance**: Be prepared for a bit more wear and tear compared to market-rate rentals.

The rate cap in January is currently priced at $747,000.The Capital Call funds will be used in the following ways:1) $4mil is being used to pay down the loan.2) $175k fee to extend the loan for 1-year.3) $2.247mil to cover interest rate cap extensions for the remainder of the hold period, including $747k for the January 2025 6-month interest rate cap purchase.4) $1,000,000 in reserves to prepare for additional extension fees and cash reserves.

Credit!