Maybe your seller just wanted to put it under contract first.You're correct about the 45 days.

@Steve Powers is correct that these were mostly originated as owner occupied loans.

Is 95% the correct number?  

Please make sure you have all the correct disclosures and everyone knows what's going on so you do not get in trouble or anyone else.  

I believe this is correct, but only limiting to 4 total.

@Kenneth Bell you are 1000% correct.

For me its next to impossible the search function I cant seem to get it work or its just not very good.. like trying to find a member if you cant remember how to spell the name exactly it wont come up for me I used to how my computer works.. just start typing in a name and it finds the email even if its not spell correctly.  

But from your post it seems all that may not be correct.

@Derek BrickleyYou're correct when it comes to financing.

Elimination of title means that the owner has made the mobile "permanent" by removing the wheels, placing the mobile on a foundation, putting skirting around the mobile and filed the correct paperwork.