
13 December 2024 | 15 replies
Best call the town's rent control office and make a general inquiry to confirm.
12 December 2024 | 2 replies
You need to do testing before renovation and after to confirm that all mold remediation was either done by a company if the area is still there.

13 December 2024 | 3 replies
I need something simple that I could utilize today.Thanks you will not be able to get something today. in order to pull credit typically you must have a background check done on you and the company will also come visit your office and confirm you have specific security policies and procedures in place.

12 December 2024 | 6 replies
Quote from @Connor Williams: Thanks for the confirmation everyone.

11 January 2025 | 420 replies
The results confirmed what I thought: Mortgage PV $ 150,000 r 3% n 360 pmt ($632.41) Scenario 1: Standard Mortgage Payments n pv int pmt fv 1 $ 150,000.00 $ 375.00 $ (632.41) $ 149,742.59 2 $ 149,742.59 $ 374.36 $ (632.41) $ 149,484.54 3 $ 149,484.54 $ 373.71 $ (632.41) $ 149,225.85 4 $ 149,225.85 $ 373.06 $ (632.41) $ 148,966.51 5 $ 148,966.51 $ 372.42 $ (632.41) $ 148,706.52 6 $ 148,706.52 $ 371.77 $ (632.41) $ 148,445.88 7 $ 148,445.88 $ 371.11 $ (632.41) $ 148,184.59 8 $ 148,184.59 $ 370.46 $ (632.41) $ 147,922.64 9 $ 147,922.64 $ 369.81 $ (632.41) $ 147,660.04 10 $ 147,660.04 $ 369.15 $ (632.41) $ 147,396.79 11 $ 147,396.79 $ 368.49 $ (632.41) $ 147,132.87 12 $ 147,132.87 $ 367.83 $ (632.41) $ 146,868.30 1-Yr Totals: $ 4,457.17 $ (7,588.87) r (HELOC) 3.00% Scenario 2: Paydown Mortgage $3K with HELOC n pv int pmt fv 1 $ 147,000.00 $ 367.50 $ (632.41) $ 146,735.09 2 $ 146,735.09 $ 366.84 $ (632.41) $ 146,469.53 3 $ 146,469.53 $ 366.17 $ (632.41) $ 146,203.29 4 $ 146,203.29 $ 365.51 $ (632.41) $ 145,936.40 5 $ 145,936.40 $ 364.84 $ (632.41) $ 145,668.83 6 $ 145,668.83 $ 364.17 $ (632.41) $ 145,400.60 7 $ 145,400.60 $ 363.50 $ (632.41) $ 145,131.69 8 $ 145,131.69 $ 362.83 $ (632.41) $ 144,862.12 9 $ 144,862.12 $ 362.16 $ (632.41) $ 144,591.86 10 $ 144,591.86 $ 361.48 $ (632.41) $ 144,320.94 11 $ 144,320.94 $ 360.80 $ (632.41) $ 144,049.33 12 $ 144,049.33 $ 360.12 $ (632.41) $ 143,777.05 1-Yr Totals: $ 4,365.92 $ (7,588.87) HELOC Balance n pv int pmt fv Net fv (HELOC + Mortgage) $ 1.00 $ 3,000.00 $ 7.50 $ (7.50) $ 3,000.00 $ 149,735.09 $ 2.00 $ 3,000.00 $ 7.50 $ (7.50) $ 3,000.00 $ 149,469.53 $ 3.00 $ 3,000.00 $ 7.50 $ (7.50) $ 3,000.00 $ 149,203.29 $ 4.00 $ 3,000.00 $ 7.50 $ (7.50) $ 3,000.00 $ 148,936.40 $ 5.00 $ 3,000.00 $ 7.50 $ (7.50) $ 3,000.00 $ 148,668.83 $ 6.00 $ 3,000.00 $ 7.50 $ (7.50) $ 3,000.00 $ 148,400.60 $ 7.00 $ 3,000.00 $ 7.50 $ (7.50) $ 3,000.00 $ 148,131.69 $ 8.00 $ 3,000.00 $ 7.50 $ (7.50) $ 3,000.00 $ 147,862.12 $ 9.00 $ 3,000.00 $ 7.50 $ (7.50) $ 3,000.00 $ 147,591.86 $ 10.00 $ 3,000.00 $ 7.50 $ (7.50) $ 3,000.00 $ 147,320.94 $ 11.00 $ 3,000.00 $ 7.50 $ (7.50) $ 3,000.00 $ 147,049.33 $ 12.00 $ 3,000.00 $ 7.50 $ (7.50) $ 3,000.00 $ 146,777.05 1-Yr Totals: $ 90.00 $ (90.00) Ending Balance - Scenario 1 $ 146,868.30 Ending Balance - Scenario 2 $ 146,777.05 savings using HELOC $ 91.25 <== but remember, you paid $90 in interest towards the HELOC over the year so you have to subtract that out HELOC interest $ (90.00) net savings using HELOC $ 1.25 This proves that you can't just swap debt and expect to save money overall.

18 December 2024 | 24 replies
Proximity is a plus for managing the property, but make sure to run detailed numbers to confirm the cash flow and long-term potential align with your expectations.

15 December 2024 | 9 replies
That simply confirmed “proof of concept”.

13 December 2024 | 5 replies
To me it sounds like everyone is gone and boyfriend wants confirmation he isn't going to owe anything.

13 December 2024 | 2 replies
Key Steps Before ProceedingContact the Loan Servicer: They will guide you through the assumption process and confirm whether an entity can participate.Consult an Attorney: If you’re considering title transfers or joint ventures, an attorney familiar with VA loans can help you navigate potential risks.Understand Due-On-Sale Clauses: Ensure any post-assumption changes comply with the loan terms to avoid triggering repayment demands.Final ThoughtsVA loans are a unique and valuable financing tool, but the program’s focus on personal borrowers makes entity-based assumptions unlikely.

4 December 2024 | 2 replies
I'm trying to confirm the final replacement property identification deadline because the IRS issued a Disaster Notice that may extend my 45 day deadline.My qualified intermediary says they will not confirm the IRS notice applies or whether the 45 day date they gave me is overridden by the notice.