Vegetation can also act as a conduit for wood destroying insects.

You can put that amount down up front or you can use a low down payment option and wait until the equity builds up through property value increase.HML vs. traditional banks/lenders is merely the conduit on how you finance that down payment, and it's relevant to the equity you have.

It involved tearing down walls, new conduit etc,.

You are upgrading the electrical system as well with all new conduit, service, etc.

It is also likely there have been numerous water leaks over the past 10 years or more that have further damaged the electrical system by causing unseen corrosion of conduits and boxes, potentially with water penetrating into the conduits and accumulating in low spots.If some/all of the above is accurate, your Board should have been well aware of the condition of the system, especially visible components such as the meter boxes.

not directly but they are a solid company and fund loans.. might work as a conduit for them here in Oregon.

Conduit is all in place, and wire whips are pulled for HVAC's. 

The court specifically lists reasons for disregarding privilege:When the fiction is used as a means of perpetrating fraud;Where a corporation is organized and operated as a mere tool or business conduit of another corporation; Where the corporate fiction is resorted to as a means of evading an existing legal obligation; Where the corporate fiction is employed to achieve or perpetuate monopoly; Where the corporate fiction is used to circumvent a statute; and Where the corporate fiction is relied upon as a protection of crime or to justify wrong.2.

Then roads and run conduit under ground.

The though of starting my own office was another possibility and I had an attorney lined up to let me use his office and firm as a conduit to start the business but after enough research decided again I would just tie myself down.