Please note the information provided below is a layman's definition designed to provide a basic understanding for the general audience.

Some insurance companies offer policies specifically designed for owner-occupied multifamily properties, so it’s worth asking about that option.The key is ensuring both your personal residence and the rental unit are adequately covered.

You can grow that account to what ever you are comfortable with.  

Market might be competitive but there is angles to stand out depending on what you are comfortable and able to handle, such as waiving an appraisal contingency, limitng inspection rights and time frames, closing time frames, allowing seller to stay-post closing, taking on difficult tenants, buying properties that might need repairs, etc.

This habit saved me from a big surprise during my first year.The actual transfer process is simple: use a designated account for your Airbnb business.

If so, you may have less risk if you are comfortable with getting it rented / the MTR numbers.

network with local agents to see where they took theres. but not much to it but go with who you feel comfortable with.

Ultimately, it's up to you and your personal comfort.

Yes I still have a somewhat high earning w2 income and I will be comfortable.

There's a lot more compliance, regulations, and other protections that many brokers do not feel comfortable hiring just anyone.